Financing Model

Why We Offer Financing

Agriculture is capital intensive at every stage. Whether you are producing grain or moving it across borders, cash flow timing can determine how quickly you grow. Our financing structure is built to support both sides of the market. Farmers receive liquidity without waiting for a buyer. Buyers preserve working capital while securing high quality Canadian grain.

Financing for Farmers

Farmers often wait weeks or months to receive payment when selling through traditional channels. By the time grain is transported, graded, shipped and paid for, important opportunities for reinvestment may already be gone.

On GANT, our fintech partner allows farmers to access 40 to 50 percent advance financing as soon as their grain is processed and stored in our facility. The grain itself serves as collateral, which means no additional paperwork, no bank visits and no long approval cycles.

This structure helps farmers manage seasonal expenses, stabilize operations and plan ahead without relying on traditional lenders or selling early at discounted prices.

Financing for Buyers

Cross-border procurement and logistics require upfront capital. To help buyers secure supply while maintaining liquidity, our fintech partner offers flexible financing tied directly to each trade.

Two Ways to Finance a Purchase

Option A: Direct Purchase

Buyers can fund trades directly. A 20 percent deposit is committed when placing a bid, with the remaining balance settled according to agreed terms once the trade is confirmed.

Option B: Financed Purchase

Buyers who prefer to preserve capital can use our partner’s structured credit support.

This allows buyers to secure supply and logistics capacity today while aligning payments with downstream cash flow.

EX Works: You Control Your Logistics

All trades on GANT are completed on an EX Works basis from our Calgary facility. You choose your carriers, shipping routes, insurance, and timing. We prepare verified product and documentation, and you take full control of the logistics process from our door forward.

Platform Fees for Buyers

Buyers do not pay a platform fee. Your direct costs are:

What GANT Does Not Do

We do not act as a freight broker, do not manage logistics on your behalf, and do not insert intermediaries into your supply chain. Our role is to maintain verified product quality, traceability and documentation while enabling financing where needed.

Who This Model Supports

The financing model supports farmers who want early liquidity and buyers who need structured capital support for procurement. Mills, food producers, aggregators, cooperatives and institutional buyers will find this model especially useful.

Why This Approach Matters

Traditional instruments such as letters of credit can be slow and administratively heavy. Our financing approach removes delays, simplifies documentation and keeps capital moving efficiently while preserving full control for both producers and buyers.

Farmer Sign Up Buyer Sign Up Join the 2027 Pilot Program